The two of these are not mutually exclusive, nor are they mutually compatible. Both are the result of choices that are made to start/continue/rescue companies in the various stages of their life cycle. Yes, businesses have one too. I have seen too many businesses die since 2008. At least 36 of my former clients have gone bust due to the collapse of the housing bubble, and there was nothing we could do to stop it. Maybe we can restart some, as things come back, maybe not.
Reason has a broader perspective here.
We need a change in direction in November.